Financing Solutions

that Grow with Your Idaho Business

Your partner in Capital Access

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Small Business Loans & Resources

SBA 504 Loans

Loans up to $5 Million

SBA Community Advantage

Loans up to $350,000

Idaho Revolving Loan Fund

Loans up to $750,000

Legacy Revolving Loan Fund

Loans up to $500,000

EDA Revolving Loan Fund

Loans up to $250,000

USDA IRP Revolving Loan Fund

Loans up to $150,000

Microloan Revolving Loan Fund

Loans up to $20,0000

Only available in 8 counties in South-Central Idaho

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Current SBA Loan Rates 

25 Year Loan

6.01%

20 Year Loan

6.08%

10 Year Loan

5.84%

*As of November 2025
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Our Lending Programs

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Borrowers must have a marketable skill, service or product available to the public. Applicants must demonstrate that the business has or will have adequate cash flow and profit to repay the loan.
  • Financing available for fixed assets (real estate, equipment and refinancing) throughout the state of Idaho
  • Loans up to $5 Million
  • Requires lending participation
    • Required 10% down on all projects
      • Extra 5% on startup businesses
      • Extra 5% on special use facilities
        • Special use facilities include car washes, bowling alleys, swimming pools, etc.
    • Typically 10% down from the borrower, 50% from the lending institution and 40% SBA
  • Low, fixed interest rates for the life of the loan
  • 10, 20 and 25 year terms

Businesses Financed Through Frontier Community Resources Centered

The Lodge at Deep Creek

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Coa Del Mar

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Retail Therapy

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DK Flooring

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Hank & Sylvie's

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Sirz Industries

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Hiler Brothers Oil

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LL Greens Hardware

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We'll Help You Make It Happen

1. Apply Now

Complete your online application today to begin working with Frontier’s business development loan division.

2. Get Funded

Upon receipt of your application, one of our locally based loan specialists will contact you with any questions and further instructions.

3. Start Thriving

Once you’ve been approved, you can use your new funding to start, expand, or improve your business!
Get Started
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How Frontier Can Help

Revolving Loan Funds

Occasionally, lending institutions may find themselves unable to finance specific projects. In such cases, we offer revolving loan fund programs that enable us to cover the entire project financing.

Primary or Partnered Financing

We have the option to collaborate with banks or operate independently to offer financing solutions for various business needs, including real estate, equipment, inventory, tenant improvements, and working capital.

Various Loan Programs

Frontier provides a diverse range of financing and lending options through seven distinct loan programs. With competitive interest rates and a streamlined application process, we are here to assist businesses of all sizes in securing the funding necessary to establish, expand, or revitalize their small business!

Frontier Community Resources is Here to Help

Frontier Community Resources' Loan Division focuses solely on the progression of small businesses, and we assists small businesses throughout Idaho in obtaining commercial financing. Our lending programs can provide business owners with access to capital that meet their financial needs. Whether you’re looking to start a business, expand your current business, or revitalize your current operations — we will walk step by step with you to find financing that will meet your needs. Frontier can help small businesses of any size, from startups to expansions.

Since making our first loan in 1984, Frontier has helped with:

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Loans Financed
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Jobs Created
& Retained
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Million Dollars in
Total Project Financing
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Million Dollars in
Private Investments
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