Financing Solutions

that Grow with Your Idaho Business

Your Partner in Capital Access

Inquire Now

Small Business Loans & Resources

SBA 504 Loans

Loans up to $5 Million

SBA Community Advantage

Loans up to $350,000

Idaho Revolving Loan Fund

Loans up to $750,000

Legacy Revolving Loan Fund

Loans up to $500,000

EDA Revolving Loan Fund

Loans up to $250,000

USDA IRP Revolving Loan Fund*

Loans up to $250,000

Microloan Revolving Loan Fund*

Loans up to $20,0000

*Eligible county requirements, please contact our team for more details.

Current SBA Loan Rates

25 Year Loan

5.80%

20 Year Loan

5.86%

10 Year Loan

5.67%

*Effective February 2026

Loan Programs That Move Business Forward

Inquire Now

Borrowers must have a marketable skill, service or product available to the public. Applicants must demonstrate that the business has or will have adequate cash flow and profit to repay the loan.

Financing available for fixed assets (real estate, equipment and refinancing) throughout the state of Idaho
Loans up to $5 Million
Requires lending participation
- Required 10% down on all projects
  - Extra 5% on startup businesses
  - Extra 5% on special use facilities
    - Special use facilities include car washes, bowling alleys, swimming pools, etc.
- Typically 10% down from the borrower, 50% from the lending institution and 40% SBA
Low, fixed interest rates for the life of the loan
10, 20 and 25 year terms

Loans up to $250,000 for real estate, equipment, inventory and/or working capital
Low interest financing
Terms up to 7 years for working capital, 10 years for equipment, and 20 years for real estate
No prepayment penalty
Approved and controlled in house
Limited funds
Restricted to south-central and south-west Idaho counties including; Ada, Adams, Blaine, Boise, Camas, Canyon, Cassia, Elmore, Gem, Gooding, Jerome, Lincoln, Minidoka, Owyhee, Payette, Twin Falls, Valley and Washington

Loans up to $150,000 for real estate, equipment, inventory and/or working capital
Low interest financing
Terms up to 7 years for equipment and working capital and 20 years for real estate
No prepayment penalty
Approved and controlled in house
Limited funds
Restricted to south-central and south-west Idaho counties including; Ada, Adams, Blaine, Boise, Camas, Canyon, Cassia, Elmore, Gem, Gooding, Jerome, Lincoln, Minidoka, Owyhee, Payette, Twin Falls, Valley and Washington

Businesses Financed Through Frontier Community Resources

The Lodge at Deep Creek

Coa Del Mar

Retail Therapy

DK Flooring

Hank & Sylvie's

Sirz Industries

Hiler Brothers Oil

LL Greens Hardware

Business Finance Team

Talk to a Lending Specialist

Amy Brinkman

Director of Small Business Lending
208-732-5727 ext. 3006
[email protected]

Michael Lyons

Business Development Officer
208-352-2422
[email protected]

Thea Jordan

Director of Business Development & Marketing
208-329-5329
[email protected]

We'll Help You Make It Happen

1. Apply Now

Complete your online application today to begin working with Frontier’s business development loan division.

2. Get Funded

Upon receipt of your application, one of our locally based loan specialists will contact you with any questions and further instructions.

3. Start Thriving

Once you’ve been approved, you can use your new funding to start, expand, or improve your business!

Get In Touch

Inquire Now

How Frontier Can Help

Revolving Loan Funds

Occasionally, lending institutions may find themselves unable to finance specific projects. In such cases, we offer revolving loan fund programs that enable us to cover the entire project financing.

Primary or Partnered Financing

We have the option to collaborate with banks or operate independently to offer financing solutions for various business needs, including real estate, equipment, inventory, tenant improvements, and working capital.

Various Loan Programs

Frontier provides a diverse range of financing and lending options through seven distinct loan programs. With competitive interest rates and a streamlined application process, we are here to assist businesses of all sizes in securing the funding necessary to establish, expand, or revitalize their small business!

Frontier Community Resources is Here to Support You!

Frontier Community Resources' Loan Division is dedicated to advancing small businesses. We assist entrepreneurs across Idaho in securing commercial financing. Our lending programs offer business owners access to capital tailored to their financial requirements.

Whether you’re looking to launch a new venture, expand your existing business, or bolster your current operations, we will guide you through each step to find financing that suits your needs. Frontier proudly assists small businesses of all sizes, from startups to expansions.

Since making our first loan in 1984, Frontier has helped with:

0

Loans Financed

0

Jobs Created
& Retained

0

Million Dollars in
Total Project Financing

0

Million Dollars in
Private Investments

Get Started

Inquire Now